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Everyone wants to be an independent person and financially successful.
Dave Ramsey is a businessman who has helped people come out of their financial uncertainties—and when I say people, I mean MANY people.
So here are the habits of Dave Ramsey fans you should follow to make your life more independent and stress-free.
Important Side Note:
If you’re in debt, then I would definitely read Dave Ramsey’s book The Total Money Makeover which you can check out here. He’s helped MILLIONS of people climb their way out of debt and have financial peace and security. So DEFINITELY check him out!
Also! He has another great book called the Legacy Journey which is a great read. Check it out here!
Keep a To-Do List
This is something that 81% of wealthy people do; they create a to-do list to keep them on track with their goals.
Even if you cannot complete all the tasks, at least you’ll know what needs to be done and will not miss out on anything important.
Read, Read, Read
Make it your habit to read books, newspapers, or magazines. Just anything that will increase your knowledge and help you refine your goals.
There’s a reason why so many financial experts recommend reading.
Don’t Spend Recklessly
People who are wealthy are mindful of their spending because they are aware of how hard they worked to make that money. So keep this in mind the next time you want to eat out again.
Practice Delayed Gratifications
Once you start being modest with your lifestyle you can actually have enough money to save for your future.
Yes, you might want to buy certain things right now, but it will be so worth it if you wait.
It may sound tedious and hard to do, but trust me, budgeting helps you keep track of your expenditure and make cuts when necessary. It will go a long way in helping you save and plan for the future.
Once you have your budgeting sorted out, comes the biggest challenge of all…
To donate to people in need. Wait. What…really?
Giving to others helps give you a sense of humility; pride can help people make bad decisions financially. So giving to others and thinking of them first will help you in the long run.
It’ll also help you realize that your decisions are powerful—they can literally change people’s lives.
This tip may seem counter-intuitive, but it’s about a long-term mindset shift rather than finding quick ways to horde cash short-term.
Making these tips your habits will help you save, invest, and be successful in life. Stick to these habits long-term and see how much you start benefitting!