Free Budget Planner – 75+ Pages & Instant Download

Creating a monthly budget is not everyone’s cup of tea, but I think it’s pretty cool that you’re here and you want to figure money out.

Right now, so many people have only ever thought of getting their finances under control, but you’re actually doing it.

While they’re sitting in front of Netflix and spending more than they have on impulse purchases, you’re looking into a free budget planner, and wanting to get ahead financially and cut costs.

You actually want to take debt repayments seriously, and be responsible with your money so you’re not living paycheck-to-paycheck.

Now you might have tried other money saving methods or budget helpers before, and failed. But that’s not your fault.

Those methods and tools you used failed you. They didn’t give you the help you needed and probably left quite a few things out.

But these budgeting tools are gonna help you feel incredible as you start to see the amount you owe go down each month, and the amount in your bank account go up. You’ll feel empowered as you start to see your overspending habits and money troubles disappear.

Side Note: Sign up for the free budget planner is at the bottom.

What Life Will Look Like After Using the Budget Planner

If you use this budgeting planner, then this will probably be you:

You’re gonna be at Trader Joe’s or Whole Foods and the cashier is gonna finish ringing you up. You’re gonna look at how much everything was and you’ll just pay. No cringing. You’ll just have more than enough to pay for it.

Or, you’re gonna buy those tickets to Hawaii that are $725 per person and book that hotel room that’s $215 a night, and you’ll just be able to do it. There won’t be any guilt or freaking out that you’re going into even more debt. Or feeling disappointed because you realize that you can’t afford it, and then decide to go on a much cheaper vacation.

You’re just gonna have the financial freedom you’ve always wanted and live a life where you’re spending your money responsibly.

No more stress or money fights when you go through and follow this budget planner.

How the Budget Planner Will Help You

When you use this printable budget plan, it’s going to change the way you handle money forever (as long as you stick to it).

And here are just a few ways this budget plan will help you:

• You’ll get rid of your debt for good.
• You’ll be able to make money go further.
• You’ll have a savings & always have cash in your wallet.
• You’ll learn how to make a budget.
• And you’ll learn how to make money.

What’s Included in The Budgeting Planner

I really feel like this budget tool is going to change your life if you use it. Also, it’s just really pretty too which makes it more fun to use right? 😂

And here are just some of the categories in this personal budget:

• A budget tracker for savings, outgoings, retirement, subscriptions, and more.
• Cash envelope templates.
• Saving challenges.
• Money-saving tips.
• Yearly savings plan.
• A daily, weekly, monthly, and yearly expense breakdowns.
• Encouraging wall art quotes.
• Savings thermometers.
• Debt payoff jar sheets.
• And more!

Here are my personal favorite parts of this binder:

1. Financial Trackers

Whether it’s a debt tracker or bill tracker, I’ve got you covered

I understand what it’s like to feel overwhelmed when there’s so much to keep track of, which is why I think these trackers will help you out.

Now there’s no need to feel frustrated when you’ve missed a payment. You can just feel like a pro as you see everything get organized and come into place.

2. Savings Challenges

There are SO MANY great ideas for saving money and I feel like challenges are some of the best (and most fun) ways of doing it.

Also, it just feels so good to see your savings stack up over the days, weeks, and months. Definitely a good addition to the budget planner!

3. Debt Payoff Jars

Debt is a huge burden on anyone which is why I decided to include some debt payoff jars to help keep you on track and motivated. I know that debt thermometers are the normal way of doing it, but I thought that jars (like coin jars) might be more fun and cute to use.

4. Saving Thermometers

Whether it’s for retirement or a new car, these saving thermometers help encourage you to stay on track and spend only when you have the money for something.

Also, in the end, I don’t think you can have a budget planner without some saving thermometers. 😉

5. Cash Envelopes

Thanks to Dave Ramsey, cash envelopes have been extremely popular for years, so I couldn’t not add these. They’re such cute designs and a great way to make sure you don’t overspend in one or more categories in your budget.

PS – If you have any questions, then feel free to ask in the comments below. I’m very happy to help!